Terms of Use

Introduction

Welcome to Wealth by Penny, accessible via wealthbypenny.com. This website serves to provide readers with insightful editorial content on financial strategies and wealth management. By accessing or using Wealth by Penny, users enter into a binding agreement with us, which is governed by these Terms of Use. Please review the document thoroughly to ensure understanding and compliance.

Acceptance of Terms

By using Wealth by Penny, you agree to adhere to these Terms of Use, all applicable laws, and any policies or guidelines that may be published on our site. If you do not accept any part of these terms, you should immediately refrain from using our services.

Changes to Terms

Wealth by Penny reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on the website. Users are advised to review the terms periodically to stay informed of any updates. Continued use of the site after changes indicate acceptance of the new terms.

Use of the Website

You may use Wealth by Penny for personal and non-commercial purposes. Prohibited activities include, but are not limited to, unauthorized advertising, infringement of any intellectual property rights, and attempts to interfere with the website's operation. Misuse of content or technology used by the site is strictly forbidden.

Intellectual Property

All content on Wealth by Penny, including text, graphics, logos, and software, is the property of Wealth by Penny or its content suppliers and is protected by intellectual property laws. You are granted a limited license to access and use the site for personal purposes only. Any other use, including modification, distribution, or reproduction, requires prior written consent from Wealth by Penny.

Third-Party Content and Links

Wealth by Penny may include links to third-party websites or resources. We do not endorse and are not responsible for the content, privacy policies, or practices of any third-party sites. You acknowledge that Wealth by Penny shall not be liable for any damage or loss caused by your use of such external sites.

Disclaimer of Warranties

Wealth by Penny provides the content "as is" and makes no representations or warranties of any kind, express or implied. We disclaim all warranties, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Wealth by Penny does not warrant that the website will be uninterrupted or error-free.

Limitation of Liability

To the maximum extent permitted by law, Wealth by Penny shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages (including loss of profits, data, or other intangible losses) arising from the use or inability to use the website.

Indemnification

You agree to indemnify, defend, and hold harmless Wealth by Penny, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of your use of the website or violation of these Terms of Use.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction where Wealth by Penny operates, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in this jurisdiction.

Termination

Wealth by Penny reserves the right to terminate or suspend your access to the website, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users or the site in general.

Contact Us

If you have any questions or comments about these Terms of Use, please contact us at info@wealthbypenny.com.

This Terms of Use document is effective as of the date you first access the service. Please keep a copy for your records and revisit this page for the latest updates.